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Our house was under Our house was under contract in less than two months during an extremely slow period in the housing market. I am sure that the fact that Andy is well known and respected by other realtors in the area helped the whole process go smoothly up to and after settlement. Andy has also helped both my son and daughter purchase their first homes.

Review Andy Werner, Jr. Your Email Friend's Email Note. We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Andy Werner, Jr. Information is deemed reliable but not guaranteed. Save favorite listings, searches, and get the latest alerts.

Our data are designed to capture changes in the value of single-family homes at the state, city, town, neighborhood and even micro-neighborhood level. Different micro-neighborhoods within a city or town can have drastically different home appreciation rates. NeighborhoodScout vividly reveals such differences.

Our data are built upon median house values per square foot in each neighborhood. The data reflect appreciation rates for the micro-neighborhood or neighborhood, not necessarily each individual property in the neighborhood.

Our data are calculated and updated every three months for each geography, approximately two months after the end of the previous quarter. Neighborhood appreciation rate data are based on transactions involving conforming, conventional mortgages.

Conforming refers to a mortgage that both meets the underwriting guidelines of Fannie Mae or Freddie Mac and that doesn't exceed the conforming loan limit, a figure linked to an index published by the Federal Housing Finance Board. Conventional means that the mortgages are neither insured nor guaranteed by the FHA, VA, or other federal government entity. Mortgages on properties financed by government-insured loans, such as FHA or VA mortgages, are excluded, as are properties with mortgages whose principal amount exceeds the conforming loan limit.

Factors likely to drive home values upward over the next few years or indicators of upward trends already underway. Impediments to home value appreciation over the next few years or indicators of negative trends already underway.

The average nearby price per square foot is based on other locations a short drive away from the neighborhood. Then every neighborhood is ranked relative to both other neighborhoods in the region and all other neighborhoods in the nation.

The average annual change in homeownership rates in the neighborhood during the latest five years. The market rental prices may be low, but are they going up?

We calculate rental price trends as the average annual change in market rent paid in the neighborhood over the latest 5 years. We measure the average annual increase or decrease in the percentage of college graduates living in a neighborhood over the most recent 5 years. College graduates are defined here as adults 25 and older with at least a 4-year college degree. We analyze school test performance for all schools that serve this location, and calculate the average annual increase or decrease in the school performance index, based on the percentage of students testing proficient or advanced in standardized testing.

We measure the average annual increase or decrease in per capita income in the neighborhood over the most recent 5 years.

We measure the average annual increase or decrease in household income in the neighborhood over the most recent 5 years. We measure the average annual increase or decrease in unemployment in the neighborhood over the most recent 5 years. This provides context for comparing regional performance against historical benchmarking.

As this ratio becomes high, it becomes more difficult for local wages to support housing prices. As the Index approaches historical highs, it can be a warning of an overheated housing market that may be due for a pricing correction. Because demand varies from region to region and the proportion of household income expected to be spent on housing also varies greatly from region to region, the Scout Vision Housing Affordability Index is best used to compare affordability in a region over time to assess overheated markets, rather than using the Index to compare different regions at one point in time to assess market overheating.

The Regional Housing Affordability Index is reassessed and recalculated annually. Disclaimer Forecasts of potential occurrences or non-occurrences of future conditions and events are inherently uncertain.

Actual results may differ materially from what is predicted in any information provided by Location Inc. Nothing contained in or generated by a Location Inc. No representation is made as to the accuracy of any forecast, estimate, or projection.

All risks associated with using the site and the data are borne by the user at user's sole cost and expense. By using the site you agree to our Terms of Use. This allows analysts to identify the most similar neighborhoods in a local market area for appraisals, investments, and research. The algorithm uses neighborhood conditions, identifies the dominant dimensions underlying the conditions and calculates the similarity. This captures the true culture and character of locations, economic conditions, and trends.

Lusby, MD Town Center. What do we mean by a neighborhood? Census tracts are small, relatively permanent subdivisions of a county that are defined by the U. Census Bureau in conjunction with local authorities all across the country to define real neighborhoods that are bounded to contain areas with homogeneous population characteristics including economic status, lifestyle, and living conditions. Census tracts usually have 4, persons, but can range between 1, and 8, persons. This is the most fine-grained area for which detailed information is made available from the government, to protect the individual privacy of each of us.

Because census tracts are based on population, they vary in size depending on the density of settlement.

In urban areas, they are small, and in rural areas they can cover an entire small town or even a few small towns in very rural areas. Since census tracts are subdivisions of a county, we did a spatial overlay of the census tracts onto city and town boundaries using a geographic information system to properly assign each census tract to its appropriate city or town.

Then we named each census tract to the local colloquially recognized neighborhood name for that spot e. If there was not a name available, we named the census tract by the largest street intersection in the census tract e. What is a Condition Alert? This helps answer crucial questions about the state of the neighborhood being evaluated, such as: What are the risks of violent crime here? Is the risk of home break-ins or other property crimes increasing?

Does real estate here hold its value? Are the trends in local vacancies or unemployment concerning? Information at a glance that you need to know to invest, appraise or finance a property. Create an account to add this page to your saved places Subscribe. By sending this Report you agree to NeighborhoodScout's.

See Homes for Sale. Real Estate Prices and Overview. Neighborhood Real Estate Data. Real Estate Data Tutorial Source. Setting, Housing Stock, Homeownership: Average Home Values Median home value is the value which has equal numbers of homes valued above and below it. Real Estate Tax Rate The average effective real estate tax rate is based on the median real estate taxes paid in the neighborhood, as a percentage of the median home value in the neighborhood.

Median Real Estate Taxes: Gross Rental Yield Average annual rent as a percentage of property value. Setting Land and Water Coastal: Neighborhoods on the ocean or tidally influenced rivers. Population Density The look and feel of the neighborhood, from high rises on the coast, to rural farmlands.

Neighborhood Look and Feel. Housing Details Age of Homes The proportion of homes and apartments in the neighborhood built within a certain time period.

Type of Homes These are the predominate forms of housing in the neighborhood. Size of Homes The predominate size of homes in the neighborhood, based on the number of bedrooms. Special Purpose Housing These housing types are not for sale or for rent to the general public but may have a strong influence on the character of the neighborhood. Homeownership Homeownership Rate The percentage of housing units in the neighborhood that are occupied by the property owner versus occupied by a tenant.

Vacancy Trend The average annual change in the vacancy rate in the neighborhood during the latest five years. Demographics Data Tutorial Source. Special Character People have personalities, and so do neighborhoods. Age Age groups present in the neighborhood, as a percentage of the total population. Marital Status Marital status is defined based on the percentage of residents who are 18 and over.

Married Couple with Child. Single Parent with Child. Employment Industries in Town Center. Commute to Work Means of Transport How you get to work — car, bus, train or other means — and how much of your day it takes to do so is a large quality of life and financial issue.

Vehicles Per Household The number of vehicles the average household in the neighborhood possesses is a function of wealth, space constraints, the age people of the household e.

Average One-way Commute Time. Percent of Residents Born Out of State This value will be high in neighborhoods that attract new residents from around the country, and low in places where most residents grew up within the same state.

Percent of Residents Foreign Born Foreign Born residents have immigrated to the United States from another country and may or may not be naturalized citizens. Racial Diversity The neighborhoods with the very highest racial diversity will contain roughly equal proportions, or as close as is possible to equal proportions, across all racial groups: Ancestries These are the most common groups that neighborhood residents self- report as their ancestry.

Languages Spoken These are tabulated as the languages people preferentially speak when they are at home with their families. Languages Spoken top Average Income Income Income is measured either on a per capita basis or median household income.

Education Percent of Adults with College Degree The percentage of adults aged 25 and older that have attained at least a 4 year college degree like a BA. Percent with College Degree. Lots of hiking trails to be seen and even water to wade or swim in and fun in the sand.

The guy at the check in booth was super friendly. The beach was set up exactly as we had read, with digging tools, water supply and lots of shells to sift through. The trail to get to the beach was well kept and a good workout even on a really hot day, we enjoyed it and would probably go again if we're ever in the area. The park itself also had nice shaded picnic tables and a playground for kids. Parking was convenient as well. A bit of a hike to the cliffs - not bad if your prepared.

The hiking path is beautiful and well worn. I recommend going on a beautiful day. Our first time here we went on a day that was hot and humid. It had also rained the day before and there were a few areas that were completely mud covered - with no way to pass without going thru the mud. It was still an amazingly beautiful hike. This is a lovely place to visit. I beautiful two mile hike though the woods and along picturesque beaver ponds leads you to a secluded beach on the Chesapeake bay.

But if you like being out in nature and away from the large noisy crowds you usually find at the beach, you will love Calvert Cliffs. Had a nice time. True to other reviews, sand toys were available in a box near the beach. If you want to actually sift, you need real tools as the toys just don't work well. The walk was 1. We took service road back, also 1.

While we didn't find anything, people around us did.

Hg Trueman Rd Lusby, MD Write a Review () CLOSED - Opens in 2 min April 24, had this appointment at Calvert Dental my wife made for our son. First of all never really liked the service here. The kind of dentist that share an office, Dentist that no one else wants. In fact they donâ t even appear to be. Employment Status by Place in Maryland There are places in Maryland. This section compares Lusby to the 50 most populous places in Maryland and to those entities that contain or substantially overlap with Lusby. per telcon from steve wilson apache name & remaining assets acquired by steve wilson, apache offshore powerboats llc; wants same mic. BETWEEN AND THIS CODE WAS ASSIGNED TO TWO .